Temporary Auto Insurance

Do I need temporary auto insurance?

The legal answer is yes. It’s the same answer as, “Do I need to wear my seatbelt?”. It depends on your situation, but usually, temporary auto insurance is for your protection. If there were ever an accident in a borrowed or rented car, the consequences could be very costly.

The standard situation for temporary car insurance is if you’re renting a car for vacation or a business trip. If you’ve done this, you know that buying up the rental agency’s insurance plan is very expensive!

Next time, try talking to your current insurance agent before your trip. He/She might be able to hook you up with a much more affordable temporary add-on for your rental car so that both you and your wallet are protected.